机动车商业保险行业基本费率表(A)款

（中国保险行业第三者责任保险家庭自用汽车与非营业用车6座以下6-10座10座以上6座以下6-10座10-20座20座以上6座以下6-10座10-20座20座以上2吨以下2-5吨5-10吨10吨以上低速载货汽车营业用车与特种车6座以下6-10座10-20座20－36座36座以上6-10座10-20座20－36座36座以上6-10座10-20座20－36座36座以上2吨以下2-5吨5-10吨10吨以上低速载货汽车特种车型一特种车型二特种车型三特种车型四5万7106596596395936998567196997689387289881,1421,75861910万1,0269289289008439981,2621,0149841,0831,3211,0251,4301,6282,47787215万1,1691,0481,0481,0189561,1341,4491,1461,1121,2241,4941,1601,6301,8482,80198620万1,2701,1311,1311,0971,0341,2271,5851,2361,2001,3201,6111,2501,7722,0003,0201,06330万1,4341,2661,2661,2291,1621,3801,7991,3841,3441,4781,8041,4012,0012,2483,3821,19050万1,7211,5071,5071,4631,3881,6502,1721,6471,6001,7592,1481,6682,4022,6874,0271,417100万2,2421,9631,9631,9051,8072,1492,8292,1462,0832,2922,7972,1723,1273,4995,2431,847家庭自用汽车企业非营业客车党政机关、事业团体非营业客车非营业货车第三者责任保险5万1,4951,4101,4912,0043,1551,3831,5402,1352,8901,3531,5072,2183,2611,0611,7071,9602,6869032,4671,3196042,34410万2,2572,1282,2873,1664,8742,0862,3243,2824,5652,0422,2753,3464,9221,6552,6633,0574,1901,4073,9521,6997903,75415万2,6232,4732,6723,7345,7072,4262,7013,8385,3842,3732,6443,8905,7211,9463,1333,5964,9291,6564,6901,9198964,45620万2,8702,7072,9394,1456,2922,6532,9564,2255,9762,5972,8934,2576,2602,1433,4503,9605,4271,8235,2082,1239975,20830万3,3303,1403,4284,8777,3553,0793,4294,9317,0323,0133,3564,9387,2622,5244,0624,6626,3892,1476,1832,5721,2126,49250万4,2203,9804,3666,2669,3893,9014,3466,2869,0363,8194,2536,2599,2043,1645,0925,8468,0112,6917,8173,3691,5948,208100万5,5515,2345,7438,24212,3495,1335,7178,26811,8855,0235,5948,23212,1074,1326,6517,63510,4623,51410,2094,9662,33510,719出租、租赁营业客车城市公交营业客车公路客运营业客车营业货车特种车第三者责任保险摩托车与拖拉机5万50CC及以下摩托车50CC-250CC（含）250CC以上及侧三轮兼用型拖拉机14.7KW及以下兼用型拖拉机14.7KW以上运输型拖拉机14.7KW及以下运输型拖拉机14.7KW以上备注3751889225022036110万486911211531727545815万557812612835630751520万618814013838533055630万7310616915142436261250万96140218176498423718100万139205318229649550937拖拉机1、挂车根据实际的使用性质并按照对应吨位货车的30%计算。2、如果责任限额为100万元以上，则保险费=A+0.9×N×（A-B），式中A指同档次限额为100万元时的保险费,B指同档次限额为50万元时的保险费；N=（限额-100万）/50万元，限额必须是50万元的整数倍。车龄2年以下车身划痕损失险新车购置价（元）保额（元）30万以下30-50万50万以上2,0004005858505,0005709001,10010,0007601,1701,50020,0002,0005,00010,00020,0001,1406108501,3001,9001,7809001,3501,8002,6002,2501,1001,5002,0003,000不计免赔率特约条款适用险种第三者责任保险机动车损失保险车上人员责任险车身划痕损失险盗抢险费率15%15%15%15%20%2年及以上免赔额（元）3005001,0002,0005万以下0.870.760.650.52可选免赔额特约条款新车购置价（元）5-10万10-20万20-30万0.920.940.950.840.890.930.740.830.880.580.690.7830-50万50万以上0.970.980.950.960.900.930.850.89商业保险行业基本费率表（A款）

险行业协会制定 2008年）1年以下机动车损失保险1-2年2-6年6年以上车上人员责任险驾驶人0.42%0.40%0.40%0.40%0.37%0.39%0.40%0.40%0.37%0.38%0.39%0.47%0.47%0.47%0.47%0.47%盗抢险基础保费费率基础保费费率基础保费6301.50%6001.43%5947561.50%7201.43%7137561.50%7201.43%7134091.35%3891.29%3854901.29%4671.22%4624901.38%4671.31%4625111.38%4861.31%4823161.05%3011.00%2983801.00%3620.95%3583801.05%3621.00%3583961.05%3771.00%3733481.34%3321.27%3284491.73%4281.64%4234911.89%4671.80%4633242.29%3082.18%3052961.14%2821.08%2792年以下费率基础保费费率1.41%6121.46%1.41%7351.46%1.41%7351.46%1.28%3971.31%1.21%4761.25%1.30%4761.34%1.30%4961.34%0.99%3071.02%0.94%3690.97%0.99%3691.02%0.99%3841.02%1.26%3381.30%1.63%4361.68%1.78%4771.83%2.16%3142.23%1.07%2871.10%4年以上乘客基础保费费率0.27%1200.47%0.26%1400.36%0.26%1400.36%0.24%1200.45%0.22%1300.41%0.23%1300.42%0.24%1400.44%0.25%1100.42%0.22%1200.36%0.23%1200.36%0.24%1300.41%0.29%1300.43%0.29%1300.43%0.29%1300.43%0.29%1300.43%0.29%1300.43%盗抢险机动车损失保险2-3年3-4年车上人员责任险驾驶人0.50%0.40%0.42%0.42%0.42%0.42%0.44%0.50%0.50%0.42%0.44%0.50%0.50%0.77%0.77%0.77%0.77%0.77%0.55%0.55%0.55%0.55%基础保费费率基础保费费率基础保费9612.95%9512.92%94211032.28%10922.26%108111002.00%10891.98%107810362.05%10262.03%101630102.36%29802.34%29509391.89%9301.88%9209371.66%9281.64%9188841.70%8751.69%86625321.96%25071.94%248210642.19%10542.17%104310621.92%10511.90%104110001.97%9901.95%98028982.27%28692.24%28409092.12%9002.10%89011232.21%11122.19%110113222.29%13092.27%129623772.89%23532.86%23297721.80%7651.79%75711232.21%11122.19%11016171.15%6111.14%6055331.00%5280.99%52313532.53%13392.51%1326费率基础保费费率2.89%9612.95%2.24%11032.28%1.96%11002.00%2.01%10362.05%2.31%30102.36%1.86%9391.89%1.63%9371.66%1.67%8841.70%1.92%25321.96%2.15%10642.19%1.88%10621.92%1.93%10001.97%2.22%28982.27%2.08%9092.12%2.17%11232.21%2.25%13222.29%2.83%23772.89%1.77%7721.80%2.17%11232.21%1.12%6171.15%0.98%5331.00%2.48%13532.53%乘客基础保费费率0.31%1000.46%0.24%900.36%0.26%900.39%0.26%800.45%0.26%800.45%0.26%600.39%0.27%900.37%0.31%900.46%0.31%900.46%0.26%600.40%0.27%900.38%0.31%800.41%0.31%800.45%0.48%1300.44%0.48%1300.44%0.48%1300.44%0.48%1300.44%0.48%1300.44%0.37%1200.52%0.37%1300.51%0.37%1300.51%0.37%1400.51%机动车损失保险基础保费15213032765479费率2.09%2.75%4.13%0.69%1.65%1.19%1.74% 车上人员责任险驾驶人盗抢险乘客基础保费费率252525252525251.00%1.00%1.00%1.00%1.30%1.00%1.30%0.50%0.50%0.50%0.50%0.50%0.50%0.50%挂车根据实际的使用性质并按照对应吨位货车的50%计算。挂车根据实际的使用性质并按照对应吨位货车的50%计算。玻璃单独破碎险国产玻璃进口玻璃0.19%0.31%0.19%0.30%0.22%0.36%0.14%0.25%0.14%0.25%0.15%0.28%0.16%0.30%0.14%0.25%0.14%0.25%0.15%0.28%0.16%0.30%0.11%0.17%0.11%0.17%0.11%0.17%0.11%0.17%0.11%0.17%玻璃单独破碎险国产玻璃进口玻璃0.19%0.31%0.19%0.31%0.21%0.36%0.25%0.43%0.28%0.48%0.19%0.31%0.21%0.36%0.25%0.43%0.28%0.48%0.19%0.31%0.21%0.36%0.25%0.43%0.28%0.48%0.13%0.19%0.13%0.19%0.13%0.19%0.13%0.19%0.13%0.19%0.08%0.16%0.09%0.17%0.09%0.18%0.10%0.19%对于特种车，防弹玻璃等特殊材质玻璃标准保费上浮10%。